Building regulations for roof replacements in the Indianapolis area are enacted by the Department of Business and Neighborhood Services. Any construction which requires a building permit also requires the applicant is either a licensed contractor or the property owner.
Depending on the type of permit, there may be additional restrictions regarding major construction works such as reroofing projects. If you’re hiring a roofing contractor to complete construction activity, they must pull all the required permits using their license and take responsibility for all fees and violations in the field. This protects you as the homeowner from any possible violations and fees.
When Building Permits are Not Required
A building permit is not required for the replacement of an existing roof on a one- or two-family dwelling when performed by a listed contractor who adheres to the requirements. However, the construction should not involve a change in roof configuration or a change in the type of roof covering (such as clay tiles replacing asphalt shingles) which could significantly increase the weight on the roofing structure.
Insurance and Registration Requirements
Before hiring a roofing contractor, verify they are properly licensed and have the required general liability insurance coverage, workman’s compensation coverage, and surety bond. All contractors must hold the right licenses and secure required building permits to perform any work. If you hire a roofing contractor without a license, you will be solely responsible for costly repairs or held responsible for personal injury/property damage.
The Benefits of a License and Insurance
By working with a contractor with the right licenses and insurance coverage, you will get more value for your money. It gives you peace of mind knowing the roofing contractor has the required skills and education in their trade to deliver exceptional results. More often, a roofer will need to pass an exam and stay updated with the newest techniques to get and retain their license.
Insurance coverage, however, ensures you’re protected from potential financial liability should an accident happen within your property in the course of the project. While general liability coverage protects you and your family from financial loss should the roofer damage something on your property, workers’ compensation protects the contractor and their crew from accidents.
Some roofers may cut corners and avoid obtaining licenses and insurance coverage. However, it’s extremely important to hire a roofing contractor with the right licenses and insurance to provide proof they have gone the extra mile to deliver great service. If you’re planning to install, repair, or replace your roof in Indianapolis, IN, consider working Moss Roofing. Our roofers are properly licensed, insured, and bonded to work on a wide range of roofing systems. Get in touch with us to get a free estimate!