Storms can cause considerable roof damage but it’s important to be cautious about who you trust to complete the repair.
Storm chasers are an all too common trend in the roof repair industry, often taking advantage of unsuspecting homeowners across the country by providing sub-par repairs and then leaving town before anyone notices. Homeowners should know how to spot storm chasers and what separates them from trusted roofing contractors. If your roof has recently sustained damage from severe weather, here is some valuable information to keep in mind.
What is a Storm Chaser?
In the roofing industry, a storm chaser is a term used to define out-of-state roofers who travel to the location of a recent storm to offer roof replacement or repair services. All too often, the roof work done is substandard, often requiring homeowners to invest in a new roof sooner than they should have to. By the time homeowners realize what has happened, the roofers who performed the repair are already gone, seeking out another homeowner to scam. However, these predatory practices can be avoided if you know what to look out for.
How to Spot Storm Chasers
Storm chasers typically come from out of state and tend to arrive in an area shortly after a severe weather event. They often offer free inspections on arrival and sometimes advertise themselves door to door in residential areas hit hardest by severe weather. This is usually a worrisome sign as today’s most successful roofing contractors do not need to advertise their services in this way to get work.
Storm chasers may also ask you to sign an AOB (Assignment of Benefits) which is an agreement to transfer your existing insurance claim to a third party. This third party will give storm chasers complete authority to make decisions about how to perform your roof repair or replacement. With an AOB, you will be left out of any decisions regarding your roof and storm chasers will capitalize on this by overcharging for their services, pocketing any extra leftover money. It’s also important to note with an AOB, storm chasers can file a lawsuit with your home insurance provider without even notifying you. This usually occurs when your insurance provider denies the overpriced quote offered by storm chasers. An AOB makes it legal for the storm chasers to pursue legal action against the home insurer. AOB abuse continues to remain a rising problem in the United States making it more important than ever for homeowners to remain informed on the issue. Never sign any contracts without reading the agreement from front to back and avoid roofers who appear too pushy about working on your roof.
Avoiding Storm Chasers
Check to ensure the roofing contractors you choose to do work on your home are licensed, bonded and insured. It’s best to work with professionals you’ve had a relationship with long before the storm damage occurred. Verify your trusted local roofer doesn’t work with any out-of-state subcontractors and don’t be afraid to ask for multiple quotes before agreeing to any roof repair or replacement. If you’re being quoted an extremely high price to fix what appears to be a small issue, it’s best to get a second opinion.
Finding Trusted Professional Roofers
If you’re not sure what to look for in a local roofing contractor, take the time to seek out experts who have a long withstanding reputation in your community. The best roofers have received various accolades or awards for their work as well. Experienced professionals will offer warranties for roof repairs along with ongoing maintenance routines, bi-annual roof inspections, and regular gutter cleaning services. Take the time to do some research online to locate roofers who possess good ratings with the Better Business Bureau and a track record of positive customer reviews. It’s never advised for homeowners to get on the roof themselves or attempt a DIY roof repair.
Roof Repair or Replacement?
A thorough inspection of your roof and attic will be conducted to locate leaks or other issues. Your roofing contractor will be able to quickly determine the scope of storm damage to your roof and suggest either repair or complete roof replacement. In some cases, it may be more cost-effective to simply replace your roof altogether, especially if your shingles are reaching the end of their lifespan. You’ll want to discuss all the options available with your roofer to decide on the best course of action. For expert roof repair and replacement services in Indianapolis, contact Moss Roofing today. For over 25 years, our team has remained a trusted source of professional roofing solutions for our valued customers. We will work closely with you and your insurance provider to restore your roof to its original condition.