Dealing with any form of an insurance claim can be overwhelming. The time and effort required for it may cause you to commit blunders along the way. These, however, can have serious consequences that may hinder you from getting what you want for your home. This article talks about the mistakes you have to avoid when making your claims in the context of roof repair and replacements after a storm.
Failure to Notify Insurer
It is practical to contact the insurer right away after a storm wreaks havoc on your home. It is easier to adjust insurance roof claims when an event has just occurred and the physical evidence is still new. Timely notification is also necessary as indicated in the insurance policy. Any delays in reporting claims within a time limit may result in a refusal.
Little to No Documentation
As with any form of insurance, the amount of documentation, including photographs and documents, must be enough to build a strong claim and to increase chances of approval. Lack of record-keeping can delay or even lower the amount you may recover for your roof repairs or replacement. When you can, put everything in writing every time you communicate with your insurer.
Not Working With the Roofing Contractor
There are roofing companies that can help in alleviating the stress that homeowners experience when dealing with insurance claims. Before you can work with one that offers storm damage repair, the roofing professional will first perform an evaluation on your property. From there, the contractor will guide you throughout the process, from filing the claim to authorizing the repairs or replacement on your damaged roof.
At Moss Roofing, we offer our considerable insurance claims and project management expertise. Our team has former insurance adjusters who are aware of the in’s and out’s of the business. We will walk you through all the paperwork involved, as well as work with your insurance adjuster to ensure that everything is accounted for with regards existing and hidden damages.
We are your roofing and gutter company of choice for your needs. Give us a call today at (317) 207-4778 for more information. You may also fill out our contact form for a free consultation. We serve residents in and around Indianapolis, IN.
